Benjamin Agency’s Insurance Tip – What are Deductibles and Why do I have one? – Affordable Auto Insurance

Hi, I’m Steve LeClaire, President of Benjamin Insurance Agency. Today, we’ll answer the question “What’s a deductible and why do I have one?” In simple terms, a deductible is the amount of money stated on your insurance policy that you will agree to pay if a claim happens. The reason for deductibles is that it eliminates small claims that you can generally handle yourself. That helps keep your premiums affordable. Please stop in and see us.

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